Contractor &
General Liability
Contractor and general liability insurance helps protect your business from claims related to injuries, property damage, and everyday operations.
Protection for your work, your business, and your reputation.
When you work in construction, contracting, or skilled trades, risk is part of the job. Contractor and general liability insurance helps protect your business from claims related to injuries, property damage, and everyday operations.
We help contractors and business owners across Texas secure liability coverage that meets job requirements and protects their livelihood. We’ll explain your options clearly and help you get the coverage you need, without delays or confusion.
What Coverage May Include
Coverage varies by policy and carrier, but may include:
Bodily Injury Liability
Helps cover medical costs and related expenses if someone is injured due to your work.
Property Damage Liability
Helps cover damage to a client’s property caused by your operations.
Products & Completed Operations
Helps protect against claims related to work you’ve completed.
Legal Defence Costs
Helps cover attorney fees and court costs related to covered claims.
Who needs contractor & general liability coverage?
This type of insurance is commonly needed by:
- General contractors
- Subcontractors
- Independent tradespeople
- Construction and remodeling businesses
- Service-based businesses working on client property
Many clients, property managers, and general contractors require proof of liability insurance before work can begin.
What we’ll need to quote your policy.
To provide a contractor or general liability insurance quote, we typically need:
Business name ·
EIN or TIN ·
Description of work performed
Number of employees ·
Amount of work subcontracted ·
Annual payroll
If additional information is required, we’ll explain what’s needed and why.
Service that keeps you moving.
When you’re on the job, delays cost time and money. Your insurance service should move as fast as you do.
When you work with North Texas Insurance, you can expect:
- Fast, responsive communication
- Help with certificates of insurance
- Clear explanations and honest guidance
- Ongoing support as your business evolves
We’re here to help you stay protected and focused on your work.
Get a contractor or general liability insurance quote.
Protect your business with coverage you understand and service you can rely on.
Request a contractor or general liability insurance quote today.